Are you seeking a new, fully regulated banking provider?*

FundBank will onboard your fund, within 48 hours, within receipt of required AML and KYC information.

FundBank provides the speed and technology experience clients expect from modern fintech platforms, but with the stability, governance, and institutional credibility of a fully regulated bank. Unlike non-regulated entities that rely on third-party banking relationships and correspondent arrangements that can change overnight, FundBank operates as a fully licensed banking institution with established correspondent infrastructure and direct regulatory oversight. For institutional clients, fund structures, and digital asset participants, this distinction matters. When counterparties, investors, auditors, and regulators assess operational resilience, they look for a real banking framework — not a technology layer sitting on top of someone else’s licence. Importantly, choosing a regulated bank no longer means sacrificing speed. FundBank’s fully digitised onboarding and AML/KYC processes deliver onboarding times that are second to none, combining institutional-grade governance, security, and reliability with the efficiency and responsiveness typically associated with fintech platforms.

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FundBank is the go-to global banking provider for the funds industry. What sets FundBank apart is its deep understanding of the needs of the asset management industry and its investors. By tailoring its bank accounts to the specific needs of the industry, FundBank can provide clients with the flexibility and support they need to achieve their investment goals. And with a highly-experienced team and industry-leading technology, FundBank is able to offer an efficient and seamless account opening process, so clients can start managing their funds as quickly as possible.

Banking for diverse financial transactions

FundBank has the expertise and resources to provide clients with the accounts they need to succeed in the Cayman Islands. And with its correspondent relationships, clients can be sure that their funds are always secure and available, even during market volatility.

When it comes to opening bank accounts for the asset management industry, there is no better choice than FundBank. We offer the following accounts to meet your banking requirements:

Subscription and redemption accounts

Subscription and redemption trust accounts are specialised accounts that are used by hedge funds, venture capital funds, private equity, and real estate funds to manage investor subscriptions, redemptions and disbursements. These accounts are often established and maintained with the help of a fund administrator. A limited activity account with income can also be opened to hold funds in reserve.

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Custody accounts

The managers of private funds require a reliable and secure way to receive, hold, trade and deliver fund assets. To serve this need, FundBank provides custody accounts, as well as trade execution accounting and reporting services.

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Operating accounts

FundBank can provide operating accounts for managing the daily cash flows of a hedge fund, such as paying salaries, expenses, and fees. These accounts provide basic banking services such as wire transfers and online banking.

We are also able to provide accounts with income for large operating accounts and where necessary, limited activity accounts with income.

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Escrow accounts

When a fund is subject to specific conditions or events that require monies to be held in escrow, it is crucial to have a reliable and secure way to hold the associated funds. FundBank can establish escrow accounts to serve most needs.

When a fund is subject to specific conditions or events, such as a merger, acquisition, or settlement, it is crucial to have a reliable and secure way to hold these funds. FundBank can set up escrow accounts used to hold funds that are subject to any one of these types of events.

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Why partner with FundBank?

FundBank mitigates bank account risks by utilising comprehensive transaction management systems and controls, developed to exceed the requirements of the global regulatory architecture and financial industry’s best practices.

Expedited account opening times
Historically this could be months for mangers and administrators looking to open up accounts for their funds. Upon receipt of successful AML/KYC and account opening documentation, FundBank, is able to open accounts in 48 hours or less.

As a fully regulated bank, FundBank prides itself on being at the forefront of innovation in the banking industry. Our fast and digitised onboarding experience allows our clients to open their accounts quickly and manage them efficiently utilising the FundBank client portal, Sphere.

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Advanced technology for secure transactions
FundBank ensures secure and efficient management of your financial transactions by leveraging cutting-edge technologies. Our digital platforms provide real-time insights, enhancing decision-making and operational efficiency.
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Global reach with compliance assurance
Our approach to client acceptance is risk-based and we have technologies in place that minimise risk to both clients and FundBank.

Our account services are structured to comply with international financial regulations, making them ideal for firms with global operations. We navigate the complexities of cross-border transactions, ensuring legal and regulatory compliance in multiple jurisdictions including the Cayman Islands.

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Customisation and dedicated support
Understanding that each client’s needs are unique, we offer customised Cayman banking solutions backed by our dedicated customer support team. Whether it’s managing complex portfolios or handling international transactions, our bank account services are focused on your specific requirements.

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FundBank clients qualify for FDIC pass through insurance
FundBank Ltd. holds certain client funds as agent and/or custodian with BNY. Those funds are held in a capacity intended to provide pass through federal deposit insurance up to the USD$250,000 FDIC deposit insurance limit for each underlying client. It merits noting that deposit balances would be aggregated with any other funds maintained by the client with BNY in the same insurable capacity.

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To find out more about your bank account opening needs, please contact your usual FundBank representative, or contact us below:

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Frequently asked questions

What is the process for opening a Cayman bank account with FundBank?
To open an account, you’ll need to provide the required documentation (e.g., fund structure details, KYC/AML information) and complete an onboarding process. Our experienced team will guide you through every step for a quick and seamless setup.
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Is there a minimum deposit requirement to open an account?
Minimum deposit requirements may vary depending on the account type and the nature of the business. Your FundBank representative will provide details based on your specific needs.
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Can I access my bank account online?
Yes. We use a secure online banking platform, ensuring clients can access real-time account information, perform wire transfers, and manage transactions remotely.
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How secure are banking transactions through FundBank?
FundBank uses advanced technologies and rigorous transaction management systems to ensure the security and efficiency of all client transactions.
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* services provided by FundBank Ltd., regulated by the Cayman Islands Monetary Authority