The FundBank advantage

Founded in 1972, FundBank pioneered stable deposits for institutional banking. A stable deposit refers to deposits held at banks, financial institutions, or investment platforms characterized by low volatility, high reliability, and consistent liquidity to preserve capital and ensure availability to depositors.

Key Characteristics of Stable Deposits:

1. Safety and Capital Preservation

The main goal is protecting your capital. Funds are generally maintained in safe assets, such as high-grade government bonds, money market instruments, or highly rated short-term securities.

2. Liquidity

Depositors expect quick and easy access to their funds, so stable deposits are maintained in highly liquid instruments to ensure immediate availability for withdrawals.

3. Predictable Returns

Returns from stable deposits – if any – are typically modest but consistent, reflecting their conservative profile.

4. Transparency and Trust

Institutions holding stable deposits prioritize transparency in their holdings and strategies to maintain customer confidence, ensuring deposits remain stable even in turbulent market conditions.

5. Regulatory Oversight

Often subject to stringent regulatory requirements to ensure safety, liquidity, and transparency.

Built for Unshakeable Stability

Imagine banking without anxiety. At FundBank, we’ve redefined banking safety – no more risky reserve requirements, no hidden vulnerabilities to sudden withdrawals.

Why trust FundBank?

No Reserve Requirement Risks: Unlike traditional retail banks holding merely 10% or less in reserves, your deposits are backed 100% with stable high-quality liquid assets that match or exceed 100% liquidity. We never lend or invest your money. No sudden redemption crisis here – your money stays your money, available anytime.
Ultimate Liquidity: Forget the banking stress tests. Our stable asset management framework ensures every deposit is matched with highly liquid, high-quality assets. A run on the bank? Impossible.
Complete Transparency: We’re not afraid to show our hand. 24/7 access to your money through our clear, simple, straightforward client portal. See exactly how secure your funds are anytime.

Understanding the past, protecting the future

Historically most banking failures occurred with 10-25% withdrawals. Even today, traditional retail banks remain vulnerable to collapse with just 10% withdrawals. Our trust bank structure eliminates this risk by allowing 100% withdrawals at any time. While investing carries risks, your bank’s stability should not be one of them. With us, you’re betting on certainty, not gambling on the bank’s stability.

Sleep better at night

FundBank is a stability bank, not a savings bank. Protect your capital, preserve your peace of mind, and partner with a bank designed precisely to withstand financial storms without needing any external intervention.

What we provide

FundBank offers banking, custody, trusteeship, foreign exchange, payments, and accounts to manage daily cash flows including salaries, expenses, and fees.

Who do we serve?

FundBank serves asset management vehicles globally.

Fast account opening

Prospective clients often ask banks about onboarding performance. Account opening time is the biggest customer headache in banking, so we solved it. Customers have the option to onboard using our revolutionary patented technology or through our traditional analog services.

For customers utilizing our SIMUR digital Customer Due Diligence (CDD) technology, accounts can be opened within 24-48 hours. This CDD technology accommodates structures of any complexity and does not incur onboarding fees.
Customers opting for analog onboarding will experience a longer process and will incur onboarding fees proportional to the complexity and time involved in the onboarding procedure.

Experience the FundBank advantage

For further information about how stable deposits and FundBank’s institutional banking services can enhance your asset management business, please contact us.